{"id":236,"date":"2017-10-06T18:10:14","date_gmt":"2017-10-07T01:10:14","guid":{"rendered":"https:\/\/nau.edu\/office-of-scholarships-and-financial-aid\/?page_id=236"},"modified":"2024-02-09T14:09:50","modified_gmt":"2024-02-09T21:09:50","slug":"federal-plus-loans","status":"publish","type":"page","link":"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/types-aid\/student-loans\/federal-plus-loans\/","title":{"rendered":"Federal PLUS loans"},"content":{"rendered":"<div class=\"nau-block nau-block-left-nav-top-bound\">\n    \t<button id=\"left-nav-toggle-btn\" onclick=\"toggleNav();\">\n\t\tON THIS PAGE \n\t\t<i id=\"chevron-icon\" class=\"fas fa-solid fa-chevron-down\"><\/i>\n\t<\/button>\n\t<div id=\"left-nav-menu-track\">\n\t\t<div id=\"left-nav-wrapper\">\n\t\t\t<div class=\"rfi-above-anchor-tags\">\n\t\t\t\t<div class=\"ri-container\">\n\t\t\t\t\t<a href=\"https:\/\/nau.edu\/admissions\/request-information\/\" id=\"request-info\" class=\"btn bg-true-blue left-nav-menu-bottom-button display-mobile\">Request info&nbsp;&nbsp;<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div id=\"left-nav-menu\">\n\t\t\t\t<div class=\"menu-section menu-section-links\"><h6 class=\"hidden-mobile left-nav-list-header\">ON THIS PAGE<\/h6><ul class=\"left-nav-menu-list on-this-page\">\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/types-aid\/student-loans\/federal-plus-loans\/#whatareplusloans\" title=\"How to apply\">How to apply<\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/types-aid\/student-loans\/federal-plus-loans\/#howtoincreaseexisitingplusloan\" title=\"Increasing PLUS Loan amount\">Increasing PLUS Loan amount<\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/types-aid\/student-loans\/federal-plus-loans\/#howtodecreaseplusloan\" title=\"Decreasing PLUS Loan amount\">Decreasing PLUS Loan amount<\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/types-aid\/student-loans\/federal-plus-loans\/#howtorecieveanendorsedplusloan\" title=\"Receive Endorsed Federal Direct PLUS Loan\">Receive Endorsed Federal Direct PLUS Loan<\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/types-aid\/student-loans\/federal-plus-loans\/#frequentlyaskedquestions\" title=\"FAQs\">FAQs<\/a><\/li>\n\t\t\t\t\t\t\t<\/ul><h6>Related pages<\/h6><ul class=\"left-nav-menu-list\">\t\t\t\t\t\t\t<li><a href=\"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/contact\/\" title=\"Contact us\">Contact us<\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"back-to-top\"><a href=\"#\">Back to top<\/a><\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<div class=\"ri-container\"><a href=\"https:\/\/nau.edu\/admissions\/request-information\/\" id=\"request-info\" class=\"btn bg-true-blue left-nav-menu-bottom-button display-mobile\">Request info&nbsp;&nbsp;<\/a><\/div><\/div>\t\t\t\t\t\t\t\t<div class=\"menu-section backcolor\">\n\t\t\t\t\t<div class=\"header\">\n\t\t\t\t\t\tHOW CAN WE HELP?\t\t\t\t\t<\/div>\n\t\t\t\t\t<ul class=\"responsive-icons\">\n\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t<button class=\"link-button\" onclick=\"embedLouieChatbot();\">\n\t\t\t\t\t\t\t\t<img style=\"width: 20px;\" src=\"https:\/\/legacy.nau.edu\/wp-content\/themes\/nau-marketing-2021\/img\/icon-chat.svg\" alt=\"Live chat:\">\n\t\t\t\t\t\t\t\tChat\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a href=\"tel:928-523-4951\"><img src=\"https:\/\/legacy.nau.edu\/wp-content\/themes\/nau-marketing-2021\/img\/icon-phone.svg\" alt=\"Telephone:\"> 928-523-4951<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t<li><a href=\"mailto:financial.aid@nau.edu\"><img src=\"https:\/\/legacy.nau.edu\/wp-content\/themes\/nau-marketing-2021\/img\/icon-email.svg\" alt=\"Email:\"><span class=\"left-nav-email\"> financial.aid&#8203;@nau.edu <\/span><\/a><\/li>\n\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<section class=\"nau-block left-nav-section\"><header class=\"entry-header\"><div class=\"breadcrumb\"><ol class=\"breadcrumbs\"><li class=\"current\">Pages<\/li><\/ol><\/div><h1 class=\"entry-title text-left \">Federal PLUS loans<\/h1><hr class=\"h1-hr  text-left \" role=\"none\"><\/header><!-- .entry-header --><\/section><!-- <section class=\"nau-block left-nav-section grid-md-12\">\n    <header class=\"entry-header\">\n        <h1 class=\"entry-title text-left \" tabindex=\"0\" id=\"h1-first\">Dummy H1<\/h1>\n        <hr class=\"h1-hr  text-left \" role=\"none\">\n    <\/header>\n<\/section> -->\n\n<section class=\"nau-block left-nav-section grid-md-12\">\n        <div class=\"page-content\">\n        \n\n<h2 id=\"whatareplusloans\">What they are<\/h2>\n\n\n\n<p>The federal government offers the Parent Loan for Undergraduate Students (PLUS) to parents of undergraduate dependent students, as well as to graduate students. A\u00a0direct PLUS loan\u00a0is commonly referred to as a parent\u00a0PLUS loan\u00a0when made to a parent, and as a grad PLUS\u00a0loan\u00a0when made to a graduate or professional student.<\/p>\n\n\n\n\n<!-- removed margin utility classes pt-0 mb-0 mb-md-70 mb-lg-100 -->\n<section class=\"nau-block headline-image-wysiwyg  color-scheme-blue \">\n    <header class=\"hiw-head-and-hero-wrapper\">\n\n        \n        <picture>\n            <source media=\"(min-width: 1100px)\" srcset=\"https:\/\/legacy.nau.edu\/wp-content\/uploads\/sites\/229\/2024\/01\/0044_brittany_carr_20170504-2000x1125.jpg\">\n            <source media=\"(min-width: 768px)\" srcset=\"https:\/\/legacy.nau.edu\/wp-content\/uploads\/sites\/229\/2024\/01\/0044_brittany_carr_20170504-1200x900.jpg\">\n            <img src=\"https:\/\/legacy.nau.edu\/wp-content\/uploads\/sites\/229\/2024\/01\/0044_brittany_carr_20170504-800x600.jpg\" alt=\"Student sitting at a desk, looking at a computer with a marker-board in the background.\">\n        <\/picture>\n    <\/header>\n\n    <div class=\"hiw-innerblockwrapper  \">\n                    <p class=\"is-style-eyebrow\">How to apply for a PLUS loan<\/p>\n        \n        <!--h3><\/h3-->\n\n        <div class=\"wp-block-columns\">\n            <div class=\"wp-block-column\"><ol>\n<li>Sign in at Federal Student Aid using your FSA ID and password. You\u2019ll have a chance to create an account if you don\u2019t already have one.<\/li>\n<li>Select an award year for the loan.<\/li>\n<li>Parent applicants must identify the student receiving the PLUS loan.<\/li>\n<li>Select options for \u201cdeferment,\u201d or pausing payments on your PLUS loan.<\/li>\n<li>Select whether you want to \u201cAuthorize for School to Use Loan Funds to Satisfy Other Charges.\u201d If you select this option, NAU may use your loan funds to pay for charges on the LOUIE account such as parking, Campus Health Services balances, etc. This is not a requirement. If you do not provide authorization, the loan funds will <em>only<\/em> pay for tuition and fees, and housing and meals if living on-campus, and will refund any additional remaining funds to the student or parent.<\/li>\n<li>Select where the payment of any remaining credit should be sent.<\/li>\n<li>Add school information, select the loan amount desired, and then select the loan period.<\/li>\n<li>Borrower information for the parent applicants should include the parent applicant\u2019s information, while the grad PLUS loan applications will only require the student applicant information.<\/li>\n<li>Review your information to verify it\u2019s correct.<\/li>\n<li>You must authorize credit check and certifications before the application is processed\u2014this section cannot be left blank.<\/li>\n<li>The final page shows whether the loan application has been approved or denied.<\/li>\n<\/ol>\n<p><em>View the dates and deadlines to apply for Federal PLUS Loans.<\/em><\/p>\n<\/div>                    <\/div>\n\n                \n        <div class=\"wp-block-buttons alignright\">\n                                        <div class=\"wp-block-button is-style-primary-blue\"><a\n                                        href=\"https:\/\/studentaid.gov\/\"\n                                        target=\"_blank\" class=\"wp-block-button__link\">\n                                    Federal Student Aid                                <\/a>\n                            <\/div>\n                                                        <div class=\"wp-block-button is-style-ghost-dark\"><a\n                                        href=\"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/dates-deadlines\/\"\n                                        target=\"\" class=\"wp-block-button__link\">\n                                    Dates and deadlines                                <\/a>\n                            <\/div>\n                                    <\/div>\n    <\/div>\n<\/section>\n\n\n\n<h2 id=\"howtoincreaseexisitingplusloan\"><strong>How to increase an existing PLUS loan amount<\/strong><\/h2>\n\n\n\n<h3>Parent PLUS loan<\/h3>\n\n\n\n<p>If the borrower, loan period, and designated student remain the same:<\/p>\n\n\n\n<ol><li>Log in at <a rel=\"noreferrer noopener\" href=\"https:\/\/studentaid.gov\/\" target=\"_blank\">Federal Student Aid.<\/a><\/li><li>Select the link titled \u201cApply for a Direct PLUS Loan\u201d (even though you already have an existing PLUS Loan).<\/li><li>Once there, select from two options:<\/li><\/ol>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<section  \n    class=\"nau-block nau-block-panels   \" \n    data-layout_mobile=\"groupLayout-Stack gutter_Default panelLayoutPhotoTextVertical  photoAspect-16-9\"\n        data-layout_tablet=\"groupLayout-Stack gutter_Default panelLayoutPhotoTextVertical  photoAspect-16-9\"\n        data-layout_desktop=\"groupLayout-Grid gutter_Default panelLayoutPhotoTextVertical  photoAspect-4-3\"\n        data-layout_xl=\"groupLayout-Grid gutter_Default panelLayoutPhotoTextVertical  photoAspect-4-3\">\n\n    <div class=\"background-wrapper\">\n        <div class=\"block-main-content\">\n            \n            \n            \n            \n            \n            <div class=\"panel-wrapper isDoubleHeadline\">\n                                        <h2>Option 1<\/h2>\n                \n                                \n                        <div class=\"panel bg-twilight  panelTypeText  noHover \"\n                            data-role=\"tabpanel\"\n                            data-panel=\"panel-Option1-0\"\n                            id=\"panel-Option1-0\">\n\n                            \n                                                                    <div class=\"content\">\n                                            <div class=\"text-wrapper\">\n                                                                                                <h3 class=\"h3-tab-index\">Add to an existing PLUS loan<\/h3>\n                                                \n                                                                                                    <div class=\"text\">\n                                                        <ul>\n<li>Select the \u201cChange the application\u201d option to change the existing loan.<\/li>\n<li>Include the Application ID number of the application being modified.<\/li>\n<li>Enter the new\u00a0total\u00a0loan amount\u00a0after the increase, <em>not the amount the loan is being increased by.<\/em><\/li>\n<\/ul>\n<p>Example: if a loan is being increased from $7,500 to $10,000, enter $10,000 as the loan amount instead of the $2,500 difference. Entering $2,500 as the amount would result in the application being submitted as a loan amount\u00a0decrease.<\/p>\n                                                    <\/div>\n                                                \n                                                                                            <\/div>\n                                        <\/div>\n\n                                    \n                                \n                                                        <\/div>\n                                                <h2>Option 2<\/h2>\n                        \n                        <div class=\"panel bg-sunset  panelTypeText  noHover \"\n                            data-role=\"tabpanel\"\n                            data-panel=\"panel-Option1-1\"\n                            id=\"panel-Option1-1\">\n\n                            \n                                                                    <div class=\"content\">\n                                            <div class=\"text-wrapper\">\n                                                                                                <h3 class=\"h3-tab-index\">Increase funds by submitting an additional PLUS loan<\/h3>\n                                                \n                                                                                                    <div class=\"text\">\n                                                        <ul>\n<li>Select the \u201cnew application\u201d option.<\/li>\n<li>If using this option, submit the application with the increased funds listed as the loan amount. Using the example shown for Option 1 above, the $2,500 would be entered as the total loan amount on a new PLUS loan application.<\/li>\n<\/ul>\n<p>For a different borrower, or the same borrower in a different loan period and\/or different designated student:<\/p>\n<ul>\n<li>The \u201cnew application\u201d option must be selected; changes cannot be made to the original application in these cases.<\/li>\n<\/ul>\n                                                    <\/div>\n                                                \n                                                                                            <\/div>\n                                        <\/div>\n\n                                    \n                                \n                                                        <\/div>\n                                                <\/div>\n\n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<h2 id=\"howtodecreaseplusloan\"><strong>How to decrease an existing PLUS loan amount<\/strong><\/h2>\n\n\n\n<section  \n    class=\"nau-block nau-block-panels   \" \n    data-layout_mobile=\"groupLayout-Stack gutter_Default panelLayoutPhotoTextVertical  photoAspect-16-9\"\n        data-layout_tablet=\"groupLayout-Stack gutter_Default panelLayoutPhotoTextVertical  photoAspect-16-9\"\n        data-layout_desktop=\"groupLayout-Grid gutter_Default panelLayoutPhotoTextVertical  photoAspect-4-3\"\n        data-layout_xl=\"groupLayout-Grid gutter_Default panelLayoutPhotoTextVertical  photoAspect-4-3\">\n\n    <div class=\"background-wrapper\">\n        <div class=\"block-main-content\">\n            \n            \n            \n            \n            \n            <div class=\"panel-wrapper\">\n                \n                                \n                        <div class=\"panel bg-green  panelTypeText  noHover  hasLink panelLinkTypeArrow\"\n                            data-role=\"tabpanel\"\n                            data-panel=\"panel--0\"\n                            id=\"panel--0\">\n\n                                                            <a href=\"https:\/\/studentaid.gov\/\"\n                                    target=\"_blank\"\n                                    alt=\"Learn more\">\n                            \n                                                                    <div class=\"content\">\n                                            <div class=\"text-wrapper\">\n                                                                                                <h3 class=\"\">Option 1<\/h3>\n                                                \n                                                                                                    <div class=\"text\">\n                                                        <ul>\n<li>Log in at Federal Student Aid.<\/li>\n<li>Select the link titled \u201cApply for a Direct PLUS Loan\u201d (even though you already have an existing PLUS Loan).<\/li>\n<li>Select the \u201cchange the application\u201d option and enter the new\u00a0total\u00a0loan amount\u00a0after the decrease, <em>not the amount the loan is being decreased by.<\/em><\/li>\n<\/ul>\n<p>Example: if a loan is being decreased from $7,500 to $5,000, enter $5,000 as the loan amount instead of the $2,500 difference. Entering $2,500 as the amount will result in the loan being decreased to a\u00a0total\u00a0of $2,500.<\/p>\n                                                    <\/div>\n                                                \n                                                                                                                                                        <span role=\"none\" class=\"panel-link panelLinkTypeArrow\"><\/span>\n                                                                                            <\/div>\n                                        <\/div>\n\n                                    \n                                                                    <\/a>\n                                \n                                                        <\/div>\n                    \n                        <div class=\"panel bg-gold  panelTypeText  noHover  hasLink panelLinkTypeArrow\"\n                            data-role=\"tabpanel\"\n                            data-panel=\"panel--1\"\n                            id=\"panel--1\">\n\n                                                            <a href=\"mailto: financialaid@nau.edu\"\n                                    target=\"_blank\"\n                                    alt=\"Contact us\">\n                            \n                                                                    <div class=\"content\">\n                                            <div class=\"text-wrapper\">\n                                                                                                <h3 class=\"\">Option 2<\/h3>\n                                                \n                                                                                                    <div class=\"text\">\n                                                        <ul>\n<li>Contact our office and and request the loan be canceled. Please be specific regarding which loan is being canceled if multiple PLUS loans have been awarded.<\/li>\n<\/ul>\n                                                    <\/div>\n                                                \n                                                                                                                                                        <span role=\"none\" class=\"panel-link panelLinkTypeArrow\"><\/span>\n                                                                                            <\/div>\n                                        <\/div>\n\n                                    \n                                                                    <\/a>\n                                \n                                                        <\/div>\n                                                <\/div>\n\n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<h2 id=\"howtorecieveanendorsedplusloan\"><strong>How to receive an Endorsed Federal Direct PLUS Loan<\/strong><\/h2>\n\n\n\n<p>If denied for the Federal Direct Parent PLUS Loan or Graduate PLUS loan, a borrower can obtain an endorser for the Federal Direct PLUS loan. An endorser is someone who agrees to vouch for a PLUS Loan, similar to a co-signer, and will repay the PLUS loan if the borrower is unable to do so.<\/p>\n\n\n\n<p>The student cannot serve as an endorser for their parent for a Federal Direct Parent PLUS Loan. Upon credit denial, an Application ID number will be provided to the borrower (parent or graduate student). The endorser will need this Application ID number from the borrower\u2019s denied application to endorse the PLUS Loan.<\/p>\n\n\n\n<section  \n    class=\"nau-block nau-block-panels   \" \n    data-layout_mobile=\"groupLayout-Tabs gutter_Default panelLayoutPhotoTextVertical  photoAspect-16-9\"\n        data-layout_tablet=\"groupLayout-Tabs gutter_Default panelLayoutPhotoTextVertical  photoAspect-16-9\"\n        data-layout_desktop=\"groupLayout-Tabs gutter_Default panelLayoutPhotoTextVertical  photoAspect-16-9\"\n        data-layout_xl=\"groupLayout-Tabs gutter_Default panelLayoutPhotoTextVertical  photoAspect-16-9\">\n\n    <div class=\"background-wrapper\">\n        <div class=\"block-main-content\">\n            \n            \n                            <div class=\"tab-nav\" role=\"tablist\" aria-label=\"Tabs for  articles\">\n                                                \n                        <button data-panel=\"panel--0\"\n                            role=\"tab\"\n                            aria-controls=\"panel--0\"\n                            class=\"active bg-monsoon bg-none\"\n                            tabindex=\"0\">Endorser process<\/button>\n                                                \n                        <button data-panel=\"panel--1\"\n                            role=\"tab\"\n                            aria-controls=\"panel--1\"\n                            class=\"after-active bg-twilight-xxx-light bg-none\"\n                            tabindex=\"-1\">Borrower process<\/button>\n                                    <\/div>\n            \n            \n            \n            <div class=\"panel-wrapper\">\n                \n                                \n                        <div class=\"panel bg-monsoon  panelTypeText  noHover  hasLink panelLinkTypeArrow\"\n                            data-role=\"tabpanel\"\n                            data-panel=\"panel--0\"\n                            id=\"panel--0\">\n\n                                                            <a href=\"https:\/\/studentaid.gov\/\"\n                                    target=\"_blank\"\n                                    alt=\"Learn more\">\n                            \n                                                                    <div class=\"content\">\n                                            <div class=\"text-wrapper\">\n                                                                                                <h3 class=\"\">How it works<\/h3>\n                                                \n                                                                                                    <div class=\"text\">\n                                                        <p><strong>1. Obtain Application ID number of the credit denial.<\/strong> The endorser must obtain the Application ID number of the borrower\u2019s credit denial from the borrower.<\/p>\n<p><strong>2. Create Endorser FSA ID.<\/strong> The endorser needs to create a Federal Student Aid ID (username and password) at Federal Student Aid.<\/p>\n<p><strong>3. Endorse a PLUS loan.<\/strong> The endorser signs into StudentLoans.gov and selects \u201cEndorse a PLUS Loan\u201d to complete the process.<\/p>\n                                                    <\/div>\n                                                \n                                                                                                                                                        <span role=\"none\" class=\"panel-link panelLinkTypeArrow\"><\/span>\n                                                                                            <\/div>\n                                        <\/div>\n\n                                    \n                                                                    <\/a>\n                                \n                                                        <\/div>\n                    \n                        <div class=\"panel bg-twilight-xxx-light  panelTypeText  noHover  hasLink panelLinkTypeArrow\"\n                            data-role=\"tabpanel\"\n                            data-panel=\"panel--1\"\n                            id=\"panel--1\">\n\n                                                            <a href=\"https:\/\/studentaid.gov\/\"\n                                    target=\"_blank\"\n                                    alt=\"Learn more\">\n                            \n                                                                    <div class=\"content\">\n                                            <div class=\"text-wrapper\">\n                                                                                                <h3 class=\"\">How it works<\/h3>\n                                                \n                                                                                                    <div class=\"text\">\n                                                        <p><strong>1. Borrower completes the PLUS Master Promissory Note (MPN).<\/strong> The borrower (not the endorser) will need to complete a PLUS Master Promissory Note. Though MPNs allow for multi-year borrowing under the same terms, when an endorser is used, the MPN is used for that loan only. Therefore, a borrower who has previously received a PLUS Loan with or without an endorser will need to complete a new PLUS MPN for this endorsed loan.<\/p>\n<p><strong>2. Complete credit counseling.<\/strong> When the borrower is initially denied and then approved with an endorser, the borrower must complete the PLUS Counseling before the PLUS Loan can be disbursed. This counseling is a review of loan and repayment obligations, and is available at Federal Student Aid.<\/p>\n<p><strong>3. Complete Entrance Counseling (graduate borrowers only).<\/strong> Complete the Entrance Counseling required for receiving Graduate Federal Direct Loans if this has not already been completed previously.<\/p>\n<p><strong>4. Notify the Office of Scholarships and Financial Aid.<\/strong> Once the endorsement is approved, send us an email.<\/p>\n                                                    <\/div>\n                                                \n                                                                                                                                                        <span role=\"none\" class=\"panel-link panelLinkTypeArrow\"><\/span>\n                                                                                            <\/div>\n                                        <\/div>\n\n                                    \n                                                                    <\/a>\n                                \n                                                        <\/div>\n                                                <\/div>\n\n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<h2 id=\"frequentlyaskedquestions\"><strong>Frequently asked questions<\/strong><\/h2>\n\n\n\n\t\t<script src=\"\/wp-content\/themes\/nau-marketing-2021\/js\/accordion.js\"><\/script>\n\n\t\t<div class=\"accordion accordion-flush my-5\">\n\n\t\t\n\t\t\t<div class=\"accordion-item\">\n\t\t\t\t<h3 class=\"accordion-header\" id=\"collapse-Who-is-the-borrower-1-header\">\n\t\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-Who-is-the-borrower-1\" aria-expanded=\"false\" aria-controls=\"collapse-Who-is-the-borrower-1\">\n\t\t\t\t\t\tWho is the borrower?\t\t\t\t\t<\/button>\n\t\t\t\t<\/h3>\n\t\t\t\t<div id=\"collapse-Who-is-the-borrower-1\" class=\"accordion-collapse collapse \" role=\"region\" aria-labelledby=\"collapse-Who-is-the-borrower-1-header\" style=\"\">\n\t\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t\t\t<p>For the parent PLUS loan, the parent who applied for the loan is the borrower. For the grad PLUS loan, the graduate student is the borrower.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\n\t\t\n\t\t\t<div class=\"accordion-item\">\n\t\t\t\t<h3 class=\"accordion-header\" id=\"collapse-When-will-my-PLUS-loan-disburse-2-header\">\n\t\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-When-will-my-PLUS-loan-disburse-2\" aria-expanded=\"false\" aria-controls=\"collapse-When-will-my-PLUS-loan-disburse-2\">\n\t\t\t\t\t\tWhen will my PLUS loan disburse?\t\t\t\t\t<\/button>\n\t\t\t\t<\/h3>\n\t\t\t\t<div id=\"collapse-When-will-my-PLUS-loan-disburse-2\" class=\"accordion-collapse collapse \" role=\"region\" aria-labelledby=\"collapse-When-will-my-PLUS-loan-disburse-2-header\" style=\"\">\n\t\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t\t\t<p><!-- wp:paragraph --><\/p>\n<p>The PLUS loan should disburse in about six business days after all items are complete:<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:list --><\/p>\n<ul>\n<li>PLUS Application completed by the borrower<\/li>\n<li>PLUS MPN completed by the borrower<\/li>\n<li>If the PLUS Loan is endorsed or appealed, PLUS Counseling completed by the borrower<\/li>\n<\/ul>\n<p><!-- \/wp:list --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>As with all financial aid, the initial disbursement is no more than 10 days prior to the start of the term.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\n\n\t\t<\/div>\n\n\n\n    <\/div>\n<\/section>\n\n<div class=\"nau-block nau-block-left-nav-bottom-bound\">\n\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":7108,"parent":140,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ring_central_script_selection":""},"acf":[],"_links":{"self":[{"href":"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/pages\/236"}],"collection":[{"href":"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/comments?post=236"}],"version-history":[{"count":101,"href":"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/pages\/236\/revisions"}],"predecessor-version":[{"id":13733,"href":"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/pages\/236\/revisions\/13733"}],"up":[{"embeddable":true,"href":"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/pages\/140"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/media\/7108"}],"wp:attachment":[{"href":"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/media?parent=236"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}