
{"id":4183,"date":"2020-02-18T16:34:04","date_gmt":"2020-02-18T23:34:04","guid":{"rendered":"https:\/\/nau.edu\/office-of-scholarships-and-financial-aid\/?page_id=4183"},"modified":"2026-04-11T12:09:57","modified_gmt":"2026-04-11T12:09:57","slug":"budget-appeal","status":"publish","type":"page","link":"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/budget-appeal\/","title":{"rendered":"Cost of Attendance appeals"},"content":{"rendered":"<div class=\"nau-block nau-block-left-nav-top-bound\">\n    \t<button id=\"left-nav-toggle-btn\" onclick=\"toggleNav();\">\n\t\tON THIS PAGE \n\t\t<i id=\"chevron-icon\" class=\"fas fa-solid fa-chevron-down\"><\/i>\n\t<\/button>\n\t<div id=\"left-nav-menu-track\">\n\t\t<div id=\"left-nav-wrapper\">\n\t\t\t<div class=\"rfi-above-anchor-tags\">\n\t\t\t\t<div class=\"ri-container\">\n\t\t\t\t\t<a href=\"https:\/\/nau.edu\/admissions\/request-information\/\" id=\"request-info\" class=\"btn bg-true-blue left-nav-menu-bottom-button display-mobile\">Request info&nbsp;&nbsp;<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div id=\"left-nav-menu\">\n\t\t\t\t<div class=\"menu-section menu-section-links\"><h6 class=\"hidden-mobile left-nav-list-header\">ON THIS PAGE<\/h6><ul class=\"left-nav-menu-list on-this-page\">\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/budget-appeal\/#about\" title=\"What are COA appeals\">What are COA appeals<\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/budget-appeal\/#criteria\" title=\"Criteria and circumstances\">Criteria and circumstances<\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/budget-appeal\/#appeal-circumstances\" title=\"Appeal forms and circumstances\">Appeal forms and circumstances<\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/budget-appeal\/#not-considered\" title=\"Not considered circumstances\">Not considered circumstances<\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/budget-appeal\/#submit\" title=\"Submit your COA appeal\">Submit your COA appeal<\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/budget-appeal\/#Processing\" title=\"COA appeal processing\">COA appeal processing<\/a><\/li>\n\t\t\t\t\t\t\t<\/ul><div class=\"ri-container\"><a href=\"https:\/\/nau.edu\/admissions\/request-information\/\" id=\"request-info\" class=\"btn bg-true-blue left-nav-menu-bottom-button display-mobile\">Request info&nbsp;&nbsp;<\/a><\/div><\/div>\t\t\t\t\t\t\t\t<div class=\"menu-section backcolor\">\n\t\t\t\t\t<div class=\"header\">\n\t\t\t\t\t\tHOW CAN WE HELP?\t\t\t\t\t<\/div>\n\t\t\t\t\t<ul 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left-nav-section\"><header class=\"entry-header\"><div class=\"breadcrumb\"><ol class=\"breadcrumbs\"><li class=\"current\">Pages<\/li><\/ol><\/div><h1 class=\"entry-title text-left \">Cost of Attendance appeals<\/h1><hr class=\"h1-hr  text-left \" role=\"none\"><\/header><!-- .entry-header --><\/section><!-- <section class=\"nau-block left-nav-section grid-md-12\">\n    <header class=\"entry-header\">\n        <h1 class=\"entry-title text-left \" tabindex=\"0\" id=\"h1-first\">Dummy H1<\/h1>\n        <hr class=\"h1-hr  text-left \" role=\"none\">\n    <\/header>\n<\/section> -->\n\n<section class=\"nau-block left-nav-section grid-md-12\">\n        <div class=\"page-content\">\n        \n\n<h2 id=\"about\">What they are and how they can affect your financial aid<\/h2>\n\n\n\n<p>Northern Arizona University\u2019s Cost of Attendance (COA) for each student consists of direct and indirect costs related to your educational and living expenses.<\/p>\n\n\n\n<p>If your cost of living and\/or educational expenses are different than what\u2019s stated in your COA, you can submit a COA appeal to increase your aid eligibility potentially.<\/p>\n\n\n\n<p>It\u2019s important to note that a COA appeal <strong>does not<\/strong> result in additional types of aid being offered or awarded to the student.&nbsp;Typically, a COA appeal only increases loan eligibility. Therefore, we encourage students to evaluate their financial needs and only appeal to those circumstances that&nbsp;directly impact&nbsp;their ability to be successful in their academic pursuits.<\/p>\n\n\n\n<h2 id=\"criteria\">Criteria and circumstances<\/h2>\n\n\n\n<p>The purpose of financial aid is to help support a student\u2019s moderate cost of living while attending college.&nbsp;Only expenses directly related to the student\u2019s educational and living expenses can be considered. Living or educational expenses for a student\u2019s spouse or child cannot be considered except for dependent care.<\/p>\n\n\n\n\t\t<script src=\"\/wp-content\/themes\/nau-marketing-2021\/js\/accordion.js\"><\/script>\n\n\t\t<div class=\"accordion accordion-flush my-5\">\n\n\t\t\n\t\t\t<div class=\"accordion-item\">\n\t\t\t\t<h3 class=\"accordion-header\" id=\"collapse-Cost-of-Attendance1-header\">\n\t\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-Cost-of-Attendance1\" aria-expanded=\"false\" aria-controls=\"collapse-Cost-of-Attendance1\">\n\t\t\t\t\t\tCost of Attendance\t\t\t\t\t<\/button>\n\t\t\t\t<\/h3>\n\t\t\t\t<div id=\"collapse-Cost-of-Attendance1\" class=\"accordion-collapse collapse \" role=\"region\" aria-labelledby=\"collapse-Cost-of-Attendance1-header\" style=\"\">\n\t\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t\t\t<p style=\"text-align: left;\">In each student\u2019s cost of attendance, there are budgeted amounts for all of the following expenses:<\/p>\n<ul style=\"text-align: left;\">\n<li>tuition<\/li>\n<li>academic fees<\/li>\n<li>books \/ course supplies\n<ul>\n<li>Including computer equipment<\/li>\n<\/ul>\n<\/li>\n<li>living expenses \u2013 Food<\/li>\n<li>living Expenses \u2013 Housing<\/li>\n<li>mandatory fees<\/li>\n<li>personal \/ miscellaneous expenses<\/li>\n<li>transportation<\/li>\n<li>average loan fees<\/li>\n<li>licensure, certification, or credential (as required by the student\u2019s program)<\/li>\n<\/ul>\n<p style=\"text-align: left;\">A COA appeal should be submitted only if the student\u2019s expenses <strong>exceed<\/strong> the budgeted amount in the student\u2019s cost of attendance. Students can view their cost of attendance in LOUIE through the \u201cFinancial Aid\u201d tile, then selecting \u201cFinancial Aid Summary,&#8221; and then selecting \u201cCost of Attendance.&#8221;<\/p>\n<p style=\"text-align: left;\">A COA appeal can also be submitted for the following expenses that are <strong>not included in the student\u2019s cost of attendance<\/strong>:<\/p>\n<ul style=\"text-align: left;\">\n<li>Dependent care expenses<\/li>\n<li>Disability-related expenses<\/li>\n<li>Cooperative education<\/li>\n<li>Education abroad expenses<\/li>\n<li>Program expenses<\/li>\n<li>Expenses related to natural disasters or public emergencies<\/li>\n<li>Medical insurance<\/li>\n<li>Medical, Dental, and Optical expenses<\/li>\n<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\n\t\t\n\t\t\t<div class=\"accordion-item\">\n\t\t\t\t<h3 class=\"accordion-header\" id=\"collapse-COA-appeals-versus-COA-adjustments2-header\">\n\t\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-COA-appeals-versus-COA-adjustments2\" aria-expanded=\"false\" aria-controls=\"collapse-COA-appeals-versus-COA-adjustments2\">\n\t\t\t\t\t\tCOA appeals versus COA adjustments\t\t\t\t\t<\/button>\n\t\t\t\t<\/h3>\n\t\t\t\t<div id=\"collapse-COA-appeals-versus-COA-adjustments2\" class=\"accordion-collapse collapse \" role=\"region\" aria-labelledby=\"collapse-COA-appeals-versus-COA-adjustments2-header\" style=\"\">\n\t\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t\t\t<p>If a student\u2019s expenses that are charged through LOUIE are higher than the student\u2019s budgeted amount, the student can contact the Office of Scholarships and Financial Aid and request an adjustment to their budget. These types of adjustments are listed below and do not require the student to submit a COA appeal.<\/p>\n<ul>\n<li>Tuition<\/li>\n<li>Academic fees<\/li>\n<li>Mandatory fees<\/li>\n<li>Average loan fees<\/li>\n<li>Licensure, certification, or credential (as required by the student\u2019s program)<\/li>\n<li>Program fees<\/li>\n<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\n\n\t\t<\/div>\n\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 id=\"appeal-circumstances\">Appeal circumstances<\/h3>\n\n\n\n\t\t<script src=\"\/wp-content\/themes\/nau-marketing-2021\/js\/accordion.js\"><\/script>\n\n\t\t<div class=\"accordion accordion-flush my-5\">\n\n\t\t\n\t\t\t<div class=\"accordion-item\">\n\t\t\t\t<h3 class=\"accordion-header\" id=\"collapse-Books---course-supplies---computer-equipment1-header\">\n\t\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-Books---course-supplies---computer-equipment1\" aria-expanded=\"false\" aria-controls=\"collapse-Books---course-supplies---computer-equipment1\">\n\t\t\t\t\t\tBooks \/ course supplies \/ computer equipment\t\t\t\t\t<\/button>\n\t\t\t\t<\/h3>\n\t\t\t\t<div id=\"collapse-Books---course-supplies---computer-equipment1\" class=\"accordion-collapse collapse \" role=\"region\" aria-labelledby=\"collapse-Books---course-supplies---computer-equipment1-header\" style=\"\">\n\t\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t\t\t<ul>\n<li>Books\n<ul>\n<li>May be purchased outside of the enrollment period for use during enrollment<\/li>\n<\/ul>\n<\/li>\n<li>Supplies<\/li>\n<li>Computer Equipment\n<ul>\n<li>$3,000 limit per college career (graduate or undergraduate)\n<ul>\n<li><em>This includes equipment and software: printer, mouse, keyboard, etc. <\/em><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><strong>Documentation requirements:<\/strong><\/p>\n<ul>\n<li>Itemized receipts that include the date of purchase, item purchased, amount paid, and payment method.<\/li>\n<li>The receipt must be in the student\u2019s name.<\/li>\n<li><strong>COA appeal affidavit &#8211; books\/ course supplies \/ computer equipment<\/strong><\/li>\n<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\n\t\t\n\t\t\t<div class=\"accordion-item\">\n\t\t\t\t<h3 class=\"accordion-header\" id=\"collapse-Living-expenses-----housing-and-utilities2-header\">\n\t\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-Living-expenses-----housing-and-utilities2\" aria-expanded=\"false\" aria-controls=\"collapse-Living-expenses-----housing-and-utilities2\">\n\t\t\t\t\t\tLiving expenses \u2013 housing and utilities\t\t\t\t\t<\/button>\n\t\t\t\t<\/h3>\n\t\t\t\t<div id=\"collapse-Living-expenses-----housing-and-utilities2\" class=\"accordion-collapse collapse \" role=\"region\" aria-labelledby=\"collapse-Living-expenses-----housing-and-utilities2-header\" style=\"\">\n\t\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t\t\t<p>Only rent or mortgage payments for the student\u2019s primary home will be considered.<\/p>\n<ul>\n<li>Utilities\n<ul>\n<li>Electricity<\/li>\n<li>Gas<\/li>\n<li>Cable<\/li>\n<li>Internet<\/li>\n<li>Trash<\/li>\n<li>Water<\/li>\n<li>Cell phones\n<ul>\n<li>Cell phone bills will be considered; the purchase of a cell phone cannot be considered.<\/li>\n<\/ul>\n<\/li>\n<li>House insurance \/ renter\u2019s insurance<\/li>\n<li>Moving expenses<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><strong>Documentation requirements:<\/strong><\/p>\n<ul>\n<li><strong>Rent<\/strong>\n<ul>\n<li>A lease in the student\u2019s name, showing detailed charges and the start and end date of the lease.<\/li>\n<li>The lease must be signed and dated by both the student and the landlord.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li><strong>Mortgage<\/strong>\n<ul>\n<li>A copy of the student\u2019s mortgage statement showing the student\u2019s name, detailed charges, monthly amount, date paid, and amount paid.<\/li>\n<\/ul>\n<\/li>\n<li><strong>Utilities<\/strong>\n<ul>\n<li>A copy of the complete utility bill for the last two months, which must include the following:\n<ul>\n<li>student\u2019s first and last name<\/li>\n<li>name and address of utility company<\/li>\n<li>billing period<\/li>\n<li>detailed charges\n<ul>\n<li>for cell phone bills, charges for each line on the cell phone plan<\/li>\n<\/ul>\n<\/li>\n<li>amount due<\/li>\n<li>amount paid<\/li>\n<li>date paid<\/li>\n<li>payment method<\/li>\n<\/ul>\n<\/li>\n<li>House \/ renter\u2019s insurance\n<ul>\n<li>Copy of insurance billing statement, including student\u2019s name, address, detailed charges, the amount owed, the amount paid, method of payment, and time period of payment (monthly, annual, etc.).<\/li>\n<\/ul>\n<\/li>\n<li>Moving expenses\n<ul>\n<li>An electronic map (Google) that includes directions of the route driven to and from school for educational moving expenses<\/li>\n<li>Mileage will be considered at $.625 per mile, the number of days per week, and the number of weeks during the semester that the commute is made<\/li>\n<li>Paid, itemized receipts in the student\u2019s name showing business name, expenses, date paid, and payment method<\/li>\n<\/ul>\n<\/li>\n<li><strong>COA appeal \u2013 affidavit \u2013 living expenses \u2013 housing and utilities<\/strong><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\n\t\t\n\t\t\t<div class=\"accordion-item\">\n\t\t\t\t<h3 class=\"accordion-header\" id=\"collapse-Transportation-expenses-3-header\">\n\t\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-Transportation-expenses-3\" aria-expanded=\"false\" aria-controls=\"collapse-Transportation-expenses-3\">\n\t\t\t\t\t\tTransportation expenses \t\t\t\t\t<\/button>\n\t\t\t\t<\/h3>\n\t\t\t\t<div id=\"collapse-Transportation-expenses-3\" class=\"accordion-collapse collapse \" role=\"region\" aria-labelledby=\"collapse-Transportation-expenses-3-header\" style=\"\">\n\t\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t\t\t<ul>\n<li>Commuting<\/li>\n<li>Major vehicle repair<\/li>\n<li>Maintenance costs<\/li>\n<li>Vehicle insurance<\/li>\n<\/ul>\n<p><strong>Documentation Requirements:<\/strong><\/p>\n<ul>\n<li>Major vehicle repair\n<ul>\n<li>Provide an itemized list of all expenses incurred and copies of paid receipt(s) in the student\u2019s name. Receipt must be on business letterhead or receipt.<\/li>\n<li>Examples: new transmission, engine repair, power steering repair, etc.<\/li>\n<\/ul>\n<\/li>\n<li>Commuting\n<ul>\n<li>An electronic map (Google) that includes directions of the route driven to and from school for educational purposes. Mileage will be considered at $.625 per mile, the number of days per week, and the number of weeks during the semester that the commute is made.<\/li>\n<\/ul>\n<\/li>\n<li>Vehicle insurance\n<ul>\n<li>Copy of vehicle insurance billing statement and policy in the student\u2019s name showing the amount owed, coverage dates, the amount paid, payment method, and name of insurance company<\/li>\n<\/ul>\n<\/li>\n<li>Maintenance costs\n<ul>\n<li>Provide an itemized statement list of all expenses incurred and copies of paid receipt(s) in the student\u2019s name. Receipt must be on business letterhead or receipt.<\/li>\n<li>Example: tires, oil changes, etc.<\/li>\n<\/ul>\n<\/li>\n<li><strong>COA appeal affidavit &#8211; transportation<\/strong><\/li>\n<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\n\t\t\n\t\t\t<div class=\"accordion-item\">\n\t\t\t\t<h3 class=\"accordion-header\" id=\"collapse-Dependent-care4-header\">\n\t\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-Dependent-care4\" aria-expanded=\"false\" aria-controls=\"collapse-Dependent-care4\">\n\t\t\t\t\t\tDependent care\t\t\t\t\t<\/button>\n\t\t\t\t<\/h3>\n\t\t\t\t<div id=\"collapse-Dependent-care4\" class=\"accordion-collapse collapse \" role=\"region\" aria-labelledby=\"collapse-Dependent-care4-header\" style=\"\">\n\t\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t\t\t<p>Only care necessary for students to attend class, study, participate in fieldwork or internship, or commute is considered.<\/p>\n<ul>\n<li>Child care or elder care<\/li>\n<li>Only dependents included on tax returns can be included.<\/li>\n<li>Elder care may require documentation of the relationship with the dependent.<\/li>\n<\/ul>\n<p><strong>Documentation requirements:<\/strong><\/p>\n<ul>\n<li>At least one full month of expenses must be submitted with the appeal.<\/li>\n<li><strong>Daycare facilities<\/strong>\n<ul>\n<li>Please provide itemized statements of care provided as well as paid receipts.<\/li>\n<li>Statements must be on facility letterhead.<\/li>\n<li>Statements must be in the student\u2019s name.<\/li>\n<\/ul>\n<\/li>\n<li><strong>Private provider<\/strong> (including care provided by family member or friend)\n<ul>\n<li>A signed and dated contract from the private provider that includes the name of the dependents cared for, days of the week, hours per week, total weekly charges, total monthly charges, and state payment amount, as well as payment date.<\/li>\n<li>The statement must include the student\u2019s name.<\/li>\n<\/ul>\n<\/li>\n<li><strong>COA appeal affidavit \u2013 dependent care<\/strong><\/li>\n<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\n\t\t\n\t\t\t<div class=\"accordion-item\">\n\t\t\t\t<h3 class=\"accordion-header\" id=\"collapse-Disability-related-expenses5-header\">\n\t\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-Disability-related-expenses5\" aria-expanded=\"false\" aria-controls=\"collapse-Disability-related-expenses5\">\n\t\t\t\t\t\tDisability-related expenses\t\t\t\t\t<\/button>\n\t\t\t\t<\/h3>\n\t\t\t\t<div id=\"collapse-Disability-related-expenses5\" class=\"accordion-collapse collapse \" role=\"region\" aria-labelledby=\"collapse-Disability-related-expenses5-header\" style=\"\">\n\t\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t\t\t<p>Reasonable incurred expenses related to documented disability<\/p>\n<ul>\n<li>Expenses covered by other agencies or programs will not be considered.<\/li>\n<li>Support animal expenses can be considered: food, immunizations, etc.<\/li>\n<\/ul>\n<p><strong>Documentation requirements:<\/strong><\/p>\n<ul>\n<li>Itemized paid receipts in the student\u2019s name, showing the date of expense, business name, the amount paid, and payment method.<\/li>\n<li><strong>COA appeal affidavit \u2013 disability-related expenses<\/strong><\/li>\n<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\n\t\t\n\t\t\t<div class=\"accordion-item\">\n\t\t\t\t<h3 class=\"accordion-header\" id=\"collapse-Cooperative-extension6-header\">\n\t\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-Cooperative-extension6\" aria-expanded=\"false\" aria-controls=\"collapse-Cooperative-extension6\">\n\t\t\t\t\t\tCooperative extension\t\t\t\t\t<\/button>\n\t\t\t\t<\/h3>\n\t\t\t\t<div id=\"collapse-Cooperative-extension6\" class=\"accordion-collapse collapse \" role=\"region\" aria-labelledby=\"collapse-Cooperative-extension6-header\" style=\"\">\n\t\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t\t\t<ul>\n<li>Credit-bearing academic program combining professional work experience with academic research and coursework<\/li>\n<li>Includes reasonable costs associated with employment as part of the program<\/li>\n<\/ul>\n<p><strong>Documentation requirements:<\/strong><\/p>\n<ul>\n<li>Detailed, paid receipts in the student\u2019s name<\/li>\n<li>Letter from Academic Advisor or Program Advisor confirming student\u2019s participation in the program<\/li>\n<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\n\t\t\n\t\t\t<div class=\"accordion-item\">\n\t\t\t\t<h3 class=\"accordion-header\" id=\"collapse-Education-Abroad-expenses7-header\">\n\t\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-Education-Abroad-expenses7\" aria-expanded=\"false\" aria-controls=\"collapse-Education-Abroad-expenses7\">\n\t\t\t\t\t\tEducation Abroad expenses\t\t\t\t\t<\/button>\n\t\t\t\t<\/h3>\n\t\t\t\t<div id=\"collapse-Education-Abroad-expenses7\" class=\"accordion-collapse collapse \" role=\"region\" aria-labelledby=\"collapse-Education-Abroad-expenses7-header\" style=\"\">\n\t\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t\t\t<ul>\n<li>Expenses directly related to a student\u2019s education abroad program\n<ul>\n<li>Housing \/ hotel<\/li>\n<li>Food<\/li>\n<li>Transportation\n<ul>\n<li>Airfare<\/li>\n<li>Taxi, Uber, etc.<\/li>\n<\/ul>\n<\/li>\n<li>Expenses related to obtaining a Visa<\/li>\n<li>Miscellaneous education abroad expenses<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><strong>Documentation requirements:<\/strong><\/p>\n<ul>\n<li>The student\u2019s Study Abroad Advisor must submit a Study Abroad Program Cost Sheet listing, in detail, the study abroad expenses from the student\u2019s Study Abroad program.<\/li>\n<li>Paid receipts, in the student\u2019s name, including detailed explanation of expenses, date paid, method payment, and amount paid.<\/li>\n<li>Education Abroad Program Cost Sheet signed by Education Abroad Advisor<\/li>\n<li><strong>COA appeal affidavit \u2013 Education Abroad expenses<\/strong><\/li>\n<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\n\t\t\n\t\t\t<div class=\"accordion-item\">\n\t\t\t\t<h3 class=\"accordion-header\" id=\"collapse-Personal-expenses8-header\">\n\t\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-Personal-expenses8\" aria-expanded=\"false\" aria-controls=\"collapse-Personal-expenses8\">\n\t\t\t\t\t\tPersonal expenses\t\t\t\t\t<\/button>\n\t\t\t\t<\/h3>\n\t\t\t\t<div id=\"collapse-Personal-expenses8\" class=\"accordion-collapse collapse \" role=\"region\" aria-labelledby=\"collapse-Personal-expenses8-header\" style=\"\">\n\t\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t\t\t<ul>\n<li>Reasonable allowance\n<ul>\n<li>Business clothing or attire<\/li>\n<li>Personal maintenance \/ grooming Aids<\/li>\n<\/ul>\n<\/li>\n<li>Expenses must be within a moderate standard of living<\/li>\n<\/ul>\n<p><strong>Documentation requirements:<\/strong><\/p>\n<ul>\n<li>Paid receipts, in the student\u2019s name, including itemized receipt, vendor, or business name, date paid, method payment, and amount paid<\/li>\n<li><strong>COA appeal affidavit \u2013 Personal Expenses<\/strong><\/li>\n<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\n\t\t\n\t\t\t<div class=\"accordion-item\">\n\t\t\t\t<h3 class=\"accordion-header\" id=\"collapse-Program-expenses9-header\">\n\t\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-Program-expenses9\" aria-expanded=\"false\" aria-controls=\"collapse-Program-expenses9\">\n\t\t\t\t\t\tProgram expenses\t\t\t\t\t<\/button>\n\t\t\t\t<\/h3>\n\t\t\t\t<div id=\"collapse-Program-expenses9\" class=\"accordion-collapse collapse \" role=\"region\" aria-labelledby=\"collapse-Program-expenses9-header\" style=\"\">\n\t\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t\t\t<p>Expenses required for the student\u2019s program<\/p>\n<ul>\n<li>Equipment\n<ul>\n<li>(e.g., stethoscope, scrubs, travel for clinicals)<\/li>\n<\/ul>\n<\/li>\n<li>Clinical rotations\n<ul>\n<li>Housing<\/li>\n<li>Transportation<\/li>\n<li>Meals<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><strong>Documentation requirements:<\/strong><\/p>\n<ul>\n<li>A signed letter from a program professor, director, or anyone in the program who can support the need for the expense. If for travel, documentation for specific mileage is required (electronic map required)<\/li>\n<li>For clinical rotations, a document from the student\u2019s program listing the dates of all required clinical rotations<\/li>\n<li>Paid receipts, in the student\u2019s name, including itemized receipt, vendor, or business name, date paid, method payment, and amount paid<\/li>\n<li><strong>COA appeal affidavit \u2013 Program Expenses<\/strong><\/li>\n<\/ul>\n<p><strong>Important change in policy<\/strong><\/p>\n<ul>\n<li><em>Program expense receipts can now be submitted once payment has been made. Students no longer have to wait until the end of the program to submit expenses. This includes expenses for clinical rotations.<\/em><\/li>\n<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\n\t\t\n\t\t\t<div class=\"accordion-item\">\n\t\t\t\t<h3 class=\"accordion-header\" id=\"collapse-Expenses-related-to-emergency-or-natural-disaster10-header\">\n\t\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-Expenses-related-to-emergency-or-natural-disaster10\" aria-expanded=\"false\" aria-controls=\"collapse-Expenses-related-to-emergency-or-natural-disaster10\">\n\t\t\t\t\t\tExpenses related to emergency or natural disaster\t\t\t\t\t<\/button>\n\t\t\t\t<\/h3>\n\t\t\t\t<div id=\"collapse-Expenses-related-to-emergency-or-natural-disaster10\" class=\"accordion-collapse collapse \" role=\"region\" aria-labelledby=\"collapse-Expenses-related-to-emergency-or-natural-disaster10-header\" style=\"\">\n\t\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t\t\t<p>Expenses incurred from students being impacted by an unpredictable emergency circumstance outside of the student\u2019s control, or a natural disaster that impacts their main residence or causes the student to experience financial distress due to loss of income<\/p>\n<ul>\n<li>Unpredictable emergencies can include, but are not limited to:\n<ul>\n<li>Sudden illness<\/li>\n<li>Accident<\/li>\n<li>Emergency home repairs\n<ul>\n<li>Documentation is required to establish \u201cemergency\u201d circumstances.<\/li>\n<\/ul>\n<\/li>\n<li>Natural disasters can include, but are not limited to:\n<ul>\n<li>Flooding caused by storms, hurricanes, or forest fires<\/li>\n<li>Earthquake<\/li>\n<li>Forest fire \/ fire<\/li>\n<li>Hurricanes \/ tornados<\/li>\n<\/ul>\n<\/li>\n<li>Applicable expenses can include:\n<ul>\n<li>Expenses incurred due to evacuation or displacement from the main residence<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><strong>Documentation requirements:<\/strong><\/p>\n<ul>\n<li>Itemized receipts, in the student\u2019s name, listing expenses incurred, expense amount, paid amount, date paid, and must be on business letterhead or invoice.<\/li>\n<li><strong>COA appeal affidavit \u2013 Emergency or natural disaster expenses<\/strong><\/li>\n<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\n\t\t\n\t\t\t<div class=\"accordion-item\">\n\t\t\t\t<h3 class=\"accordion-header\" id=\"collapse-Medical-insurance11-header\">\n\t\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-Medical-insurance11\" aria-expanded=\"false\" aria-controls=\"collapse-Medical-insurance11\">\n\t\t\t\t\t\tMedical insurance\t\t\t\t\t<\/button>\n\t\t\t\t<\/h3>\n\t\t\t\t<div id=\"collapse-Medical-insurance11\" class=\"accordion-collapse collapse \" role=\"region\" aria-labelledby=\"collapse-Medical-insurance11-header\" style=\"\">\n\t\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t\t\t<ul>\n<li>Dependent students\n<ul>\n<li>Can only be considered if the student is not covered under their parent\u2019s policy.<\/li>\n<\/ul>\n<\/li>\n<li>Independent students\n<ul>\n<li>Only the student\u2019s portion of medical insurance can be considered.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><strong>Documentation requirements:<\/strong><\/p>\n<ul>\n<li>Provide copies of itemized receipts and insurance billing statements in the student\u2019s name, listing expenses incurred, expense amount, paid amount, date paid, and must be on business letterhead or invoice. Only the student\u2019s portion of these expenses can be considered.<\/li>\n<li><strong>COA appeal affidavit &#8211; Medical, dental, and optical expenses<\/strong><\/li>\n<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\n\t\t\n\t\t\t<div class=\"accordion-item\">\n\t\t\t\t<h3 class=\"accordion-header\" id=\"collapse-Out-of-pocket-medical--dental--and-optical-expenses12-header\">\n\t\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-Out-of-pocket-medical--dental--and-optical-expenses12\" aria-expanded=\"false\" aria-controls=\"collapse-Out-of-pocket-medical--dental--and-optical-expenses12\">\n\t\t\t\t\t\tOut of pocket medical, dental, and optical expenses\t\t\t\t\t<\/button>\n\t\t\t\t<\/h3>\n\t\t\t\t<div id=\"collapse-Out-of-pocket-medical--dental--and-optical-expenses12\" class=\"accordion-collapse collapse \" role=\"region\" aria-labelledby=\"collapse-Out-of-pocket-medical--dental--and-optical-expenses12-header\" style=\"\">\n\t\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t\t\t<ul>\n<li>Students can include both one-time expenses (an eye doctor visit with new glasses) and\/or recurring expenses (medical treatments).<\/li>\n<li>Bills that indicate \u201cpatient\u2019s responsibility\u201d and a paid receipt should be provided.<\/li>\n<\/ul>\n<p><strong>Documentation requirements:<\/strong><\/p>\n<ul>\n<li>Provide copies of Itemized receipts, in the student\u2019s name, listing expenses incurred, expense amount, paid amount, and date paid and must be on business letterhead or invoice. Only expenses not covered by insurance, health savings plans, or other parties can be considered. Only the student\u2019s portion of these expenses can be considered.<\/li>\n<li><strong>COA appeal affidavit &#8211; Medical, dental, and optical expenses<\/strong><\/li>\n<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\n\n\t\t<\/div>\n\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 id=\"not-considered\">Circumstances that cannot be considered for a COA appeal<\/h3>\n\n\n\n<p>The following items cannot be considered in a COA Appeal:<\/p>\n\n\n\n<ul><li>Vehicle purchase or payments<\/li><li>Grocery\/food purchases<\/li><li>Credit card debt<\/li><li>Cell phone purchase<\/li><li>Medical, dental, or optical expenses <em>paid by insurance or health savings plans<\/em><\/li><\/ul>\n\n\n\n<h2 id=\"submit\">Submit your COA appeal<\/h2>\n\n\n\n<section  \n    class=\"nau-block nau-block-panels   \" \n    data-layout_mobile=\"groupLayout-Stack gutter_Default panelLayoutPhotoTextVertical  photoAspect-1-1\"\n        data-layout_tablet=\"groupLayout-Stack gutter_Default panelLayoutPhotoTextVertical  photoAspect-1-1\"\n        data-layout_desktop=\"groupLayout-Stack gutter_Default panelLayoutPhotoTextVertical  photoAspect-1-1\"\n        data-layout_xl=\"groupLayout-Stack gutter_Default panelLayoutPhotoTextVertical  photoAspect-1-1\">\n\n    <div class=\"background-wrapper\">\n        <div class=\"block-main-content\">\n            \n            \n            \n            \n            \n            <div class=\"panel-wrapper\">\n                \n                                \n                        <div class=\"panel bg-gold  panelTypeText  noHover \"\n                            data-role=\"tabpanel\"\n                            data-panel=\"panel--0\"\n                            id=\"panel--0\">\n\n                            \n                                                                    <div class=\"content\">\n                                            <div class=\"text-wrapper\">\n                                                                                                <h3 class=\"h3-tab-index\">COA appeal information<\/h3>\n                                                \n                                                                                                    <div class=\"text\">\n                                                        <p><!-- wp:paragraph --><\/p>\n<p><strong>The deadline to submit a COA appeal for spring 2026 was April 10, 2026. The summer 2026 COA appeal will be available May 11, 2026.<\/strong><\/p>\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\n<p>All appeals <strong>must be submitted through the online COA appeal form<\/strong>. To be considered, your submission must include:<\/p>\n<p><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\n<ul>\n<li>The completed online COA appeal form with all categories you are appealing for checked<\/li>\n<li>A Personal Statement<\/li>\n<li>All relevant supporting documentation\u00a0attached directly within the form<\/li>\n<\/ul>\n<p><!-- \/wp:list --> <!-- wp:paragraph --><\/p>\n<p><em>All documents must be uploaded in PDF format\u00a0and must be clearly readable.<\/em><\/p>\n<p>&nbsp;<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n                                                    <\/div>\n                                                \n                                                                                            <\/div>\n                                        <\/div>\n\n                                    \n                                \n                                                        <\/div>\n                                                <\/div>\n\n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<h2 id=\"processing\">COA appeal processing<\/h2>\n\n\n\n<section  \n    class=\"nau-block nau-block-panels   \" \n    data-layout_mobile=\"groupLayout-Tabs gutter_Default panelLayoutPhotoTextVertical  photoAspect-1-1\"\n        data-layout_tablet=\"groupLayout-Tabs gutter_Default panelLayoutPhotoTextVertical  photoAspect-1-1\"\n        data-layout_desktop=\"groupLayout-Tabs gutter_Default panelLayoutPhotoTextVertical  photoAspect-1-1\"\n        data-layout_xl=\"groupLayout-Tabs gutter_Default panelLayoutPhotoTextVertical  photoAspect-1-1\">\n\n    <div class=\"background-wrapper\">\n        <div class=\"block-main-content\">\n            \n            \n                            <div class=\"tab-nav\" role=\"tablist\" aria-label=\"Tabs for  articles\">\n                                                \n                        <button data-panel=\"panel--0\"\n                            role=\"tab\"\n                            aria-controls=\"panel--0\"\n                            class=\"active bg-twilight-xxx-light bg-none\"\n                            tabindex=\"0\">General information<\/button>\n                                                \n                        <button data-panel=\"panel--1\"\n                            role=\"tab\"\n                            aria-controls=\"panel--1\"\n                            class=\"after-active bg-twilight-xxx-light bg-none\"\n                            tabindex=\"-1\">Processing time<\/button>\n                                                \n                        <button data-panel=\"panel--2\"\n                            role=\"tab\"\n                            aria-controls=\"panel--2\"\n                            class=\" bg-twilight-xxx-light bg-none\"\n                            tabindex=\"-1\">Deadlines<\/button>\n                                    <\/div>\n            \n            \n            \n            <div class=\"panel-wrapper\">\n                \n                                \n                        <div class=\"panel bg-twilight-xxx-light  panelTypeText  noHover \"\n                            data-role=\"tabpanel\"\n                            data-panel=\"panel--0\"\n                            id=\"panel--0\">\n\n                            \n                                                                    <div class=\"content\">\n                                            <div class=\"text-wrapper\">\n                                                                                                <h3 class=\"h3-tab-index\">General information<\/h3>\n                                                \n                                                                                                    <div class=\"text\">\n                                                        <ul>\n<li>COA appeals are processed in the order they are received.<\/li>\n<li>COA appeals are evaluated on a case-by-case basis and approvals are not guaranteed.<\/li>\n<li>Only COA appeals that <strong>have all the required documentation will be reviewed<\/strong>.\n<ul>\n<li>If the COA appeal is missing any required documentation, the student will be notified via email and given an opportunity to submit missing documents within a reasonable time.<\/li>\n<li>Failure to submit missing documents will result in the COA appeal being denied.<\/li>\n<li>Financial Aid Advisors have the authority to ask for additional documentation, other than what is required, for purposes of clarifying information submitted on the COA appeal.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n                                                    <\/div>\n                                                \n                                                                                            <\/div>\n                                        <\/div>\n\n                                    \n                                \n                                                        <\/div>\n                    \n                        <div class=\"panel bg-twilight-xxx-light  panelTypeText  noHover \"\n                            data-role=\"tabpanel\"\n                            data-panel=\"panel--1\"\n                            id=\"panel--1\">\n\n                            \n                                                                    <div class=\"content\">\n                                            <div class=\"text-wrapper\">\n                                                                                                <h3 class=\"h3-tab-index\">Processing time<\/h3>\n                                                \n                                                                                                    <div class=\"text\">\n                                                        <ul>\n<li>Peak Time: up to 35 business days\n<ul>\n<li>August through September<\/li>\n<\/ul>\n<\/li>\n<li>Non-Peak Time: up to 25 business days\n<ul>\n<li>October through April<\/li>\n<\/ul>\n<\/li>\n<li>The processing time begins when <strong>all required documents are received<\/strong>.<\/li>\n<\/ul>\n                                                    <\/div>\n                                                \n                                                                                            <\/div>\n                                        <\/div>\n\n                                    \n                                \n                                                        <\/div>\n                    \n                        <div class=\"panel bg-twilight-xxx-light  panelTypeText  noHover \"\n                            data-role=\"tabpanel\"\n                            data-panel=\"panel--2\"\n                            id=\"panel--2\">\n\n                            \n                                                                    <div class=\"content\">\n                                            <div class=\"text-wrapper\">\n                                                                                                <h3 class=\"h3-tab-index\">Deadlines<\/h3>\n                                                \n                                                                                                    <div class=\"text\">\n                                                        <p><strong>2025\u20132026 academic year:<\/strong><\/p>\n<ul>\n<li><span role=\"presentation\">Fall 2025 COA appeal:\u00a0November 15, 2025<\/span><\/li>\n<li>Full academic year COA appeal:\u00a0April 10, 2026<\/li>\n<li>Spring 2026\u00a0COA appeal: April 10, 2026<\/li>\n<\/ul>\n<p><strong>2026-2027 academic year:\u00a0<\/strong><\/p>\n<ul>\n<li><span role=\"presentation\">Fall 2026 COA appeal: November 1, 2026<\/span><\/li>\n<li>Full academic year COA appeal: April 1, 2027<\/li>\n<li>Spring 2027 COA appeal: April 1, 2027<\/li>\n<\/ul>\n<p><strong>Important:<\/strong><\/p>\n<ul>\n<li>COA appeals submitted <strong>after the deadline are not guaranteed<\/strong> to be processed.<\/li>\n<li>Students expecting loan eligibility to increase must have <strong>all loan processes completed by these dates<\/strong> for the terms listed above.<\/li>\n<li>This includes:\n<ul>\n<li>Accepting subsidized and unsubsidized loans<\/li>\n<li>Applying for Parent PLUS \/ Graduate PLUS loans<\/li>\n<li>Applying for private alternative loans<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><strong>Summer 2026<\/strong><\/p>\n<ul>\n<li>Summer COA appeals: submitted separately once the summer term opens<\/li>\n<li>Deadline: July 1, 2026<\/li>\n<\/ul>\n                                                    <\/div>\n                                                \n                                                                                            <\/div>\n                                        <\/div>\n\n                                    \n                                \n                                                        <\/div>\n                                                <\/div>\n\n                    <\/div>\n    <\/div>\n<\/section>\n\n    <\/div>\n<\/section>\n\n<div class=\"nau-block nau-block-left-nav-bottom-bound\">\n\n<\/div>\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":9404,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ring_central_script_selection":""},"acf":[],"_links":{"self":[{"href":"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/pages\/4183"}],"collection":[{"href":"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/comments?post=4183"}],"version-history":[{"count":100,"href":"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/pages\/4183\/revisions"}],"predecessor-version":[{"id":14128,"href":"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/pages\/4183\/revisions\/14128"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/media\/9404"}],"wp:attachment":[{"href":"https:\/\/legacy.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/media?parent=4183"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}